Free reportability checker
Run a determination in minutes.
Use the four-step checker to classify covered residential transfers under the FinCEN rule. Then email a PDF determination for your transaction file.
14 days until March 1, 2026 enforcement begins.
This checker evaluates whether a residential real estate transfer triggers reporting obligations under 31 C.F.R. Part 1031. The result is a preliminary determination — not legal advice — that you can capture as a defensible PDF record for your closing file.
1
Answer four questions
Classify buyer type, financing profile, property category, and applicable exemptions.
2
Get a rules-based outcome
Receive a reportable, not reportable, or review-recommended result with regulatory citation context.
3
Email a determination PDF
Capture the result as a shareable record for your transaction file with explicit consent.
Free checker