Insights
Practical guidance for title and escrow teams implementing the FinCEN Residential Real Estate reporting rule. In-depth explainers on reportability logic, deadlines, exemptions, and workflow controls.
February 8, 2026 · 12 min read
The real story behind the rule: shell companies, laundered billions, and why title agents are now on the front line of anti-money-laundering enforcement.
February 8, 2026 · 8 min read
A plain-English walkthrough of the four-question test that determines whether a closing triggers FinCEN reporting, with real examples for each outcome.
February 8, 2026 · 7 min read
Specific dollar amounts, criminal exposure, and the difference between an honest mistake and a pattern that gets you in real trouble.
February 10, 2026 · 7 min read
When the cascade puts you first but someone else should file: how designation agreements work, what goes in them, and the mistakes that make them invalid.
February 10, 2026 · 9 min read
What beneficial ownership means, who counts as a beneficial owner, what data you need from them, and how to handle the 111 fields without losing your mind.
February 10, 2026 · 8 min read
The real regulatory history: a New York Times investigation, a pilot program that proved the problem, and eight years of evidence that led to a permanent nationwide rule.
February 10, 2026 · 8 min read
A step-by-step operational guide for title and escrow teams: when to determine reportability, how to collect data, where to file, and what deadlines to track.